How large-deposit review uses the incoming threshold

The incoming threshold applies to every credit

Large-deposit review flags each credit at or above the case's incoming threshold. The default is $10,000. You can configure the incoming and outgoing thresholds independently.

A credit of exactly $10,000 receives a finding at the default threshold. A credit of $9,999.99 does not. Recurring salary credits use the same amount boundary as other credits.

No statistical baseline is required

The account-relative deposit rule has been retired. The checker no longer compares deposits with the account's median or median absolute deviation, excludes salary from a baseline, or requires fifteen non-recurring credits. A sparse statement receives no baseline limitation notice.

When you reopen a saved statement, retired relative-deposit flags do not appear in current findings, counts, or exports. The applied incoming threshold, transaction evidence, and historical review records remain available.

Review the source of a large deposit

1. Read the flagged credit's original description and source row.
2. Check the applied incoming threshold.
3. Ask for supporting source-of-funds evidence required by your process.
4. Record your review outcome with the supporting evidence.

The finding requests human review. It does not establish the source of funds, certify genuine savings, or decide whether a deposit is acceptable.